Financial Aid Frequently Asked Questions
- What is an academic year?
- The academic year is defined as fall and spring semesters, with an optional
summer. Fall semester
- begins in August and ends in December, spring semester begins in January
and ends in May, and summer school starts in May and ends in July.
- How do I apply for financial aid?
- Complete the Free Application for Federal Student Aid (FAFSA) or, if you are
a continuing student, the Renewal Free Application for Federal Student Aid (RFAFSA).
Either of these can be submitted between the January prior to the beginning of
the academic year and the June of the summer session following the academic
year. For example, for the 2010-2011 academic year, you may apply between
January 2010 and June 2011.
- Do I have to apply every year? If so, when should I apply?
- Yes. The best time to apply is immediately after completing your tax
return for the previous calendar year.
- Do I have to attend full-time to qualify for financial aid?
- You are not required to attend full-time to receive financial aid. The
amount that you are awarded is prorated according to the number of credit hours
for which you enroll.
- I live on my own and support myself. Why does my award have to be based on
my parents' income?
- Financial aid is based on the principle that it is the responsibility of the
student and his or her parents to pay for the student's education. The
Pell Grant is a federal government program for funding education. The
federal regulation clearly state that, if you are under 24, not married or
supporting a dependent, you must use your parents income.
- What if my income is significantly less now than it was last year?
- You must use your last tax return for your initial application regardless of
current income. However, after the Department of Education sends us your
Student Aid Report, you may file a Special and Unusual Financial
Circumstances Form. You must provide proof of
current income with this request. Please contact the Financial Aid Office for additional
information at 919-209-2036.
- If I have money left from my award and don't attend during the summer, does that
money carry over to the next fall?
- No. The award is for the academic year that you applied for only.
If you do not use it all during that year, you never get the unused portion.
- What does Satisfactory Academic Progress mean?
- Please see the JCC catalog or pick up
the Satisfactory Academic Progress
information sheet in the Financial Aid Office. There are three rules that
affect your compliance with Satisfactory Academic Progress.
- Can I apply for financial aid if I haven't applied for admission to the college?
- Yes, but your application processing cannot be completed, or an award made,
until you have been accepted in an approved program of study.
- Can I receive financial aid to take Community Development & Lifelong Learning (non-credit) courses?
- Students in these courses are not eligible for the Pell Grant or the North
Carolina State Grants. The only financial aid available for them is a JCC
- How does withdrawing from classes affect my financial aid?
- Government regulations require that students receiving financial aid
maintain satisfactory academic progress. One such requirement is that you
maintain a 2.0 grade point average. Another is that you must pass a
minimum of two-thirds of the total cumulative credit hours attempted.
This means that failing grades and withdrawals will count against you.
- Do I have to repay any financial aid funds?
- Generally, grants and scholarships do not have to be repaid. Student
loans will have to be repaid after you are no longer enrolled. You may be
required to repay a portion of any Pell Grant, Federal Stafford Student Loans,
and Supplemental Educational Opportunity Grant (SEOG) funds you received if you
withdraw from school completely on or before the 60% point of the semester.
- What does Cost of Attendance mean?
- Cost of attendance includes tuition, fees, books, and supplies as well as
some basic living expenses such as housing, food, transportation, and personal
items. Averages are used for each of these expenses rather than exact costs of
the individual student.
- How much does it cost to attend Johnston Community College?
- Each year the Financial Aid Office establishes student educational budgets for use in determining the student's need. These budgets, although modest, are seen as adequate for the typical student. Where you live, whether you buy new or used books, and your general spending habits will determine what your actual expenses will be. A copy of the current year's budget may be obtained from the Financial Aid Office.
- How is my Expected Family Contribution (EFC) calculated?
- The Department of Education applies a formula created by Congress to the
information on your FAFSA. It considers the total taxable and nontaxable
income, the family's assets, the number of people in the household, the number
of college students, and the age and marital status of the parents.
- What will qualify me as an independent student?
- Generally, you must be able to answer "yes" to at least one of the questions
in the student status section of the FAFSA to be considered independent.
If you have extenuating circumstances that you feel should qualify you as
independent, you may contact the Financial Aid Office for consideration of those
circumstances. However, federal regulation clearly state that the
following do not qualify you to be classified as independent:
- you do not live with your parents
- your parents are financially unable to pay for your college education
- your parents refuse to pay for your college education
- you do not want your parents' help
- What is verification?
- Verification is a process by which the accuracy of the information on your
FAFSA is confirmed by the Financial Aid Office. If your application is
selected for verification, the Financial Aid Office will contact your for
additional information, including copies of your federal tax return (and your
parent's if you are a dependent student). You will not be awarded any
financial aid until all requested documents are completed and returned to the
Financial Aid Office. In addition to the applicants selected by the
Department of Education, the school is also required to verify applications that
seem to have conflicting information.
- What are the common mistakes people make in applying for financial aid?
- Failing to read the FAFSA instructions - they tell you how to correctly
- Filing late - you should file at least two months before you plan to
- Leaving blank lines
- Writing or typing incorrect social security numbers
- Failure to sign all the forms submitted to the Financial Aid Office
(especially the tax return copies)
- What if my parents refuse to give me their financial information?
- If you are classified as a dependent student (under 24 and not married or
supporting a dependent), you are ineligible for financial aid without this
- What happens after I file my FAFSA?
- In about two to four weeks, you will receive a Student Aid Report (SAR) from
the Department of Education. Your report is also sent to each school that
you listed in Section VI on the FAFSA. Review the SAR, make any necessary
corrections, and return the correct copy to the Department of Education.
If all the information is correct, do nothing. You will hear from the
financial aid offices of the schools you listed. They will either ask for
more information or notify you of the amount of financial aid you are eligible
- What is Johnston Community College's Title IV school code?
- It is 009336.
- What is work-study?
- It is a federal job program. Eligible students work a maximum of
20-hours per week on campus and receive a monthly paycheck for the time they
work. To be eligible, you must have a completed financial aid file that
demonstrates financial need, be enrolled in school, and maintain satisfactory
academic progress toward your degree.
- How can I get a work-study job?
- You must complete the work-study application in the financial aid office.
If you are approved for work-study, you will be notified.
- Are there any scholarships available?
- The Johnston Community College Foundation sponsors numerous scholarships for
students each year. You must apply for them during February and March for
the upcoming school year. For your application to be considered for any
need-based scholarships, you must have a completed financial aid file.
- If I am not eligible for the Pell grant, can I still qualify for a state grant?
- Yes. Actually, students who don't get the Pell grant, or get only a
small amount through Pell, are more likely to get either the North Carolina
Community College Grant or the North Carolina Education Lottery Scholarship.
Students do nothing additional to apply for these. The FAFSA is the
application for both of the state grants, the Pell Grant and the Federal
Supplemental Educational Opportunity Grant.
- Do I have to be a high school graduate or have a GED to be eligible for
- Can I submit a Free Application for Federal Student Aid (FAFSA) online?
- Yes. You can go to www.fafsa.ed.gov
and complete the electronic version of the FAFSA. If you submit your
application online, please be sure you have a PIN. The PIN will serve as
your electronic signature. If you do not have a PIN, you will need to
print a signature page and mail it. A signature page should be printed at
the time you complete your application and should be mailed as quickly as
- What is a PIN?
- A PIN is your Personal Identification Number. It allows you to enter
many of the U.S. Department of Education's Web sites and view the personal
information maintained about your accounts. The PIN will also serve as an
electronic signature for various documents maintained by the U.S. Department of
Education. Your PIN is normally issued once your first FAFSA has been
processed or you can go to www.pin.ed.gov to
request a new PIN or a replacement PIN.
- Why do I have to provide tax returns and W-2's to the Financial Aid Office?
- The U.S. Department of Education randomly selects at least 30% of
applications for a process called verification. If you are selected, you
must provide tax returns and W-2's so the income data on your application
can be verified as being correct. There are also occasions when data on
the application does not appear to be correct, and the tax returns and W-2's are
requested to ensure correct information has been provided.
- Can I receive the Pell Grant at two different schools at the same time?
- No. You may receive a Pell Grant at only one school at a time.
For example, if a student is taking classes at college A and college B at
the same time, he or she can receive the Pell Grant at either college A or college B,
but not both at the same time.
- How is eligibility determined?
- Financial aid eligibility is determined by several factors. When
you send off a FAFSA, the first thing that occurs is your data is run through
Congressional Methodology. Simply put, this is a formula that uses the
data on the FAFSA to come up with an Effective Family Contribution (EFC).
The formula takes into consideration such items as income, assets, number of
family members, number in college, etc. Your EFC determines the amount of
aid you are eligible to receive.
- Are all programs of study eligible for financial aid?
- No. A program must be at least 16 total credit hours in length, or at
least 600 clock hours, and must lead to a degree, diploma, or certificate in
order to be eligible for financial aid. If you are considering a diploma
or certificate program, please contact the Financial Aid Office to determine
eligibility. Special credit and undecided students are not eligible for
- What if I change my program of study after I have been awarded Financial Aid?
- You may not be eligible for financial aid depending on your new program of
study. Please check with the Financial Aid Office to make sure your new
program is still eligible for federal aid. If your new program is not
eligible for federal aid, you will be responsible for paying back the amount you
have charged against your financial aid account and/or receive in the form of a
- Can I receive Federal Student Aid (FSA) while participating in a study abroad program?
- You can find information regarding FSA eligibility in study abroad programs from the chapter on Written Agreements Between Schools (PDF) in the FSA Handbook.